Universal Reward Cards

[21] Elite Rewards® World MasterCard® Credit Card
More Info	- Double Points for purchases at participating merchants - 0% Intro APR for 12 months - 1 point for $1 in net retail purchases - 500 Bonus Points after your first purchase - Fly on major U.S. airlines with no blackout dates - Avis® car rental discounts and special offers
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.9 / 15.99%* $0.00* 20 days* $39.00* Good*

[22] American Express® Preferred Rewards Green Card
Terms |  More Info	- 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift! - Choose rewards from over 21 airlines & transfer points to 11 frequent flyer programs* - Many other travel and shopping benefits* - No Preset Spending Limit- First year fee-free - $95 Thereafter
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* N/A* $0.00* 20 days* $35.00* Good*

[23] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[24] Capital One® No Hassle Points Rewards - Average History
More Info	- 5 points per dollar spent at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - No limit on points earned and they don't expire for the life of your account - Buy what you've been dreaming of and pay no interest until February 2009
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* February 2009* 16.90% (V)* $29.00* 25 days* $39.00* Average*

[25] Rainbow Platinum Plus® Visa® Card
Terms |  More Info	- For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you - 1 point for every net retail dollar - Redeem points for travel, merchandise, gift certificates, and cash - Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.9 / 15.99%* $0.00* 20 days* $39.00* Good*

[26] Business Green Rewards Card from American Express
Terms |  More Info	- 5,000 bonus points on your first purchase - Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates - Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more - No annual fee for the first year - a savings of $95
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* 12 months* N/A* N/A* 0 days* $35.00* Good*

[27] Blue from American Express®
Terms |  More Info	- Membership Rewards Express program - 0% APR on purchases for up to 12 months - No Annual Fee - Balance transfer requests submitted on application receive APR of 2.99% for 12 months. Then, the standard APR for purchases will apply - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* as low as 8.99%* $0.00* 20 days* $38.00* Excellent*

[28] Chase Flexible Rewards™ Platinum Visa®
Terms |  More Info	- 0% Introductory APR* for 12 months on all purchases and balance transfers - No Annual Fee - Earn 1 point for every dollar spent - Redeem for airline tickets, hotel stays, or car rental - Earn travel with as little as 25,000 points
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 10.99%* $0.00* 20 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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