AT&T Universal Savings and Rewards Credit Card
Issued by Citibank the AT&T Universal Savings and Rewards Card is designed for people with good credit who plan to take advantage of unique AT&T reward program and would like to have Citi® credit card with low APR rate and excellent Master Card benefits.
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Basic Information |
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| Issuer: | CitiBank | |||||||||
| Card Network: | MasterCard® |
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| Card Category: | Consumer (Regular) | |||||||||
| Card Type: | - Co-Branded Card - Low Interest Credit Card - Reward Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| This credit card is also available without rewards program and with lower APR for purchases. Visit Citi AT&T Universal Platinum Credit Card offer. | ||||||||||
| Card rating: |  (4 out of 5) |
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| Most attractive features: | - 0% Intro APR for up to 12 months - No annual fee - High savings rates - Rewards program |
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| Least attractive features: | - Yearly limit on earned points - 5 year expiration applied for earned AT&T points - Minimum APR cap for cash advances |
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Rewards & Benefits |
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| Reward Types: | - Merchandise Rewards - Thank You Rewards |
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| Reward Unit: | Point | |||||||||
| Reward Unit Value: | 0.01 | |||||||||
| Reward per every $1 spent: | 1.00 | |||||||||
| Rewards: | - Bonus: 10% Savings on AT&T Purchases - 1 ThankYou point per every $1 spent on all other purchases |
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| Expiration: | 5 years | |||||||||
| Yearly Limit: | 50,000 Points | |||||||||
| Other Benefits: | - Card can be used as a calling card - 2 free directory assistance inquiries per month - Up to 30 free phone minutes per month - Wireless phone loss & theft insurance reimbursement for replacement coverage - Lost luggage assistance - Auto rental insurance - $1,000,000 travel accident insurance - Emergency card and cash replacement - Lost & stolen card reporting - Medical & Legal referral services - Travel & emergency assistance services - Identity theft solutions - Fraud & security protection services - No liability for unauthorized transactions - Automatic bill payment - Year-end financial statement See website for additional benefits** |
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| Online Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Balance Transfer | |||||||||
| Introductory Period: | Up to 12 months* | |||||||||
| APR on Purchases (%): | as low as P + 4.99%* | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 20 days* | |||||||||
| Minimum Finance Charge: | $0.50 | |||||||||
| Minimum Credit Line: | $500 | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $5.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 19.99% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $5.00 | |||||||||
Other Fees |
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| Additional Fees | 3% of each purchase after it is converted into US dollars. | |||||||||
Comments |
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| This offer is only valid for new accounts and you must be at least 18 years of age. To Qualify for the AT&T Universal Savings and Rewards Card, you must have an annual income of at least $12000 and you must meet the credit qualification criteria. Your credit line will be determined by your yearly income and a review of your credit report. You will be informed of the amount of your credit line when you receive your card. Some credit lines may be as low as $500. Please note that cash advances may be limited to a portion of your credit line. | ||||||||||
Action |
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| Click Here to Apply | ||||||||||
| View Other CitiBank Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Low Interest Credit Cards | ||||||||||
| View Other Thank You Rewards | ||||||||||
| Apply For AT&T Universal Savings and Rewards Credit Card Secure Online | ||||||||||
* The information provided for AT&T Universal Savings and Rewards Credit Card is believed to be accurate at the time of evaluation (Sep 28, 2008). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Other Fees
- Comments
- What to Do Next?
- Apply Secure Online
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Credit Card: AT&T Universal Savings and Rewards Credit Card