Consumer Cards

[1] Capital One® No Hassle Miles Rewards - Excellent Credit
More Info	- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases - Save with a 0% intro APR on purchases until October 2009 - No expiration date on miles and no limit on the miles you can earn - There are no blackout dates and no seat restrictions - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[2] HSBC Platinum MasterCard® with Cash Back Rewards
More Info	- Unlimited 1% Cash Back Rewards On New Net Retail Purchases, Everywhere You Shop! - No Earnings Caps, Spending Categories, Tiers, or Point Expiration - Platinum Benefits Include Unlimited Purchases Protection, Extended Warranties, and Rental Car Insurance - 0% Introductory APR On Card Purchases and Balance Transfers for 12 Months and No Annual Fee.* - Instant Decision In As Little As 60 Seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 8.90% - 19.80%* $0.00* 20 days* $39.00* Good*

[3] Capital One® No Hassle Miles - for Travel and Gas
More Info	- Earn 3 miles per dollar spent on travel and gas purchases - Earn 1 mile per dollar for all other purchases - No annual fee - Unrestricted travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions - No expiration - rewards won't expire for the life of your account
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[4] Capital One® No Hassle Points Rewards - Excellent Credit
More Info	- 2 points per dollar spent at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - Save with a 0% intro APR on purchases until October 2009 - There is no limit to the points you can earn, and your points won't expire - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[5] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[6] HSBC Weekend Card®
More Info	- 2% Cash Back on Every New Net Retail Purchase Made On Saturdays and Sundays - 1% Cash Back On New Net Retail Purchases Made Monday Through Friday - No Earnings Caps, Spending Requirements, Tiers, or Point Expiration - No Annual Fee - 0% APR On Card Purchases and BT For 12 Months*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 8.99%* $0.00* 20 days* $39.00* Good*

[7] Bank of America Accelerated Cash Rewards™ American Express® Card
Terms |  More Info	- 1.25% Cash Back - Every Purchase, Every Time - 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for 12 Billing Cycles - No Annual Fee and the Flexibility to Pay Over Time - Get Cash Back Your Way - Choose From a Check, Statement Credit, or Direct Deposit Into Your Checking or Savings Account - Access to Special Cardmember Offers On Shopping, Dining, Travel, Hotels, and Much More!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* Between 9.99% and 19.99%* $0.00* 20 days* $39.00* Good*

[8] Capital One® Classic Platinum - Master Card
More Info	- Buy what you've been dreaming of and pay no interest until February 2009 on purchases - Save with a low non-intro variable APR, currently 14.9% - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping - Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* February 2009* 14.90% (V)* $19.00* 25 days* $39.00* Average*

[9] Continental Finance Gold Master Card
Terms |  More Info	- Rates as low as 9.75% APR* - Unsecured Master Card Accepted at Millions Locations - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - Prestige of carrying a Gold card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $25.00* 25 days* $35.00* Bad Credit OK*

[10] Union Plus Credit Card
More Info	- FREE Rewards Program designed for union members - 2,000 bonus points after first purchase - 1 Point for every dollar spent anywhere - 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. - NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. - 1.99% introductory APR on new purchases* - No annual fee and No liability for unauthorized use
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.99%* 6 months* 13.99%* $0.00* 25 days* $35.00* Good*

[11] 0 for 12 Platinum Edition® Visa® Card
More Info	- 0% APR* on purchases for 12 months, 7.99% APR* thereafter - No Annual Fee - $250,000 in Travel Accident Insurance* - Up to a 25% discount at select car rental agencies* - FirstGuard® provides protection against identity theft
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 7.99%* $0.00* 20 days* $39.00* Good*

[12] Global Gold Card
Terms |  More Info	- 0% APR for 12 months, 7.9% thereafter - Up to $10,000 unsecured credit - No Credit Checks - No Employment Verification - Bankruptcy? No Problem?
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* $10.00* Bad Credit OK*

[13] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[14] Bank of America Secured Visa® Platinum Card
Terms |  More Info	- Card for building or improving credit - Credit lines available from $300 to $10,000 - $29 annual fee - Based on your credit and payment history with your secured card, you may qualify for an unsecured card at a later date
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* 12 Billing Cycles* See T&C: N/A* $29.00* 20 days* $35.00* Bad Credit OK*

[15] Rewards 660 Visa® Card
Terms |  More Info	- Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $39.00* Bad Credit OK*

[16] Discover® Motiva℠ Card
Terms |  More Info	- Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account - 5% to 20% Cashback Bonus when you shop online - Up to 1% Cashback Bonus on all other purchases - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone - Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* Up to 12 months* 10.99%* $0.00* 25 days* $39.00* Good*

[17] Capital One® No Hassle Cash Rewards - Good Credit
More Info	- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases - There's no limit to the cash back you can earn, and your cash rewards won't expire - Save with a 0% intro APR on purchases until October 2009 - You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 13.90% (V)* $0.00* 25 days* $39.00* Good*

[18] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[19] Major League Baseball™ Extra Bases™ Credit Card
Terms |  More Info	- Get the card that's a hit with baseball fans! - Get official MLB licensed jersey after first MLB Extra Bases card use - 1 point for every $1 spent redeemable for MLB autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[20] Capital One® Platinum Prestige
More Info	- Save with a 0% intro APR until October 2009 on purchases and balance transfers - Then enjoy a variable APR, now 8.9% - Save time and money by transferring higher-rate balances so you can make one easy payment each month - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 8.90% (V)* $0.00* 25 days* $39.00* Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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