Credit Reporting Cards

[1] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[2] Continental Finance Gold Master Card
Terms |  More Info	- Rates as low as 9.75% APR* - Unsecured Master Card Accepted at Millions Locations - Monthly reporting to the Major Credit Bureaus - Free Online Access - Excellent Online Tools for Managing Your Finances - Semi-annual credit limit increases* - Prestige of carrying a Gold card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $25.00* 25 days* $35.00* Bad Credit OK*

[3] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[4] Rewards 660 Visa® Card
Terms |  More Info	- Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $39.00* Bad Credit OK*

[5] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[6] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[7] New Millennium Bank Secured Black Diamond Visa®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[8] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[9] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[10] USA Optimum Gold Merchandise Credit Card
Terms |  More Info	- $12,500 Unsecured Merchandise Line of Credit - No credit checks or turndowns - No employment verification - Credit limit increases available - Reports to major credit bureau
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[11] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* $0.00* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[12] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[13] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[14] Discover® Student Open Road℠ Card
Terms |  More Info	- Double Cashback Bonus® on grocery store purchases in November and December* - 5% to 20% Cashback Bonus at top online retailers* - Up to 1% unlimited Cashback Bonus on all other purchases automatically - Increase, even double your rewards when you redeem for gift cards from our 100 Cashback Bonus® partners - No annual fee - Online account access
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 25 days* $39.00* Fair*

[15] Applied Bank Secured Visa Gold Credit Card
Terms |  More Info	- 9.99% Low Fixed APR. Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5000* - $0 Fraud Liability - NO Credit and NO Income Requirements - CREDIT Bureau Reporting *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[16] Applied Bank Secured Visa Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - Choose your credit limit up to $5,000* - $0 Fraud Liability - No credit requirements - No income requirements - CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[17] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[18] Eufora™ Prepaid MasterCard®
Terms |  More Info	- 100% Guaranteed Approval* - No Credit Check - $5,000 Maximum Card Value* - Cash Reward: Get $20-$90 for each card holder you refer* - Safer than Cash - Cash Reward Program - ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $0.00* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry Fee Additional Bank Wire Transfer Fee Additional Retail Value Load Fee Card Reactivation Cash Withdrawal Fee Customer Reimbursement Customer Service (Automated) Inactivity Fee (Per Month*) $1.00 $13.00 $5.95 $9.95 $2.00 $9.95 $0.50 $2.00 Live Representative Lost/Stolen Card Replacement Monthly Maintenance Fee On-Line Statement Overdraft Fee Paper Statement Replacement Card Express Delivery Value Load Fee $0.00 $9.95 $6.65 $0.00 $29.00 $1.00 $20.00 $1.00

[19] Orchard Bank Classic MasterCard®
More Info	- Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score - Free Online 24-hour Account Access and Bill Pay - Periodic credit limit increases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $49.00* 25 days* $35.00* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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