Discover® Open Road® Card
Issued by Morgan Stanley bank the Discover Open Road Card is designed for those with good credit who are looking for a cash reward credit card on gas purchases.
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Basic Information |
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| Issuer: | Discover Bank | |||||||||
| Card Network: | Discover® |
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| Card Category: | Consumer (Regular) | |||||||||
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
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| Credit Needed: | Excellent* | |||||||||
Card Review |
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| No other card rewards are like the Discover® Open Road Card. Enjoy a 0% Introductory APR* and earn 5% Cashback Bonus® on gas and auto maintenance purchases and up to 1% Cashback Bonus® on all your other purchases automatically*. Plus, you will earn cash rewards that never expire and pay no annual fee. For your peace of mind you'll have a $0 fraud liability guarantee and the easiest online Account management options. Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners. | ||||||||||
| Card rating: |  (4 out of 5) |
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| Most attractive features: | - Double cash rebates at participating retailers & merchants (through the Cashback Bonus® reward program) - No annual fee |
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| Least attractive features: | - "Two Cycles Average Daily Balance" method used to determine finance charges | |||||||||
Rewards & Benefits |
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| Reward Types: | - Auto Reward Cards - Cash Back Reward Cards - Gas Reward Cards |
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| Reward Unit: | Cash | |||||||||
| Reward Unit Value: | $1.00 | |||||||||
| Reward per every $1 spent: | 0.05 | |||||||||
| Rewards: | - Get 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month – up to $1,200 in purchases each year. Plus get 5% to 20% Cashback Bonus at top retailers such as CircuitCity, LandsEnd and Barnes and Noble when you link through our exclusive online shopping site, ShopDiscover. | |||||||||
| Expiration: | None | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Free Additional Cards - Several card designs to select from - Various Internet account related services - No liability for unauthorized transactions - Up to $500,000 in travel accident insurance - Fraud and security protection services - Purchase protection - Flight insurance - Auto rental insurance |
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| Online Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | 6 months* | |||||||||
| APR on Purchases (%): | 10.99%* | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 25 days* | |||||||||
| Minimum Finance Charge: | 0.50% | |||||||||
| Minimum Credit Line: | $5,000 | |||||||||
| Late Payment Fee: | $15.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
| Maximum Fee: | $75.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 23.99% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $5.00 | |||||||||
Comments |
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| The 0% APR introductory rate for purchases is for 6 months* | ||||||||||
Action |
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| Click Here to Apply | ||||||||||
| View Other Discover Bank Cards | ||||||||||
| View Other Discover Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Instant Decision Cards | ||||||||||
| View Other Low Interest Credit Cards | ||||||||||
| View Other Auto Reward Cards | ||||||||||
| View Other Cash Back Reward Cards | ||||||||||
| View Other Gas Reward Cards | ||||||||||
| Apply For Discover Open Road Card Secure Online | ||||||||||
* The information provided for Discover Open Road Card is believed to be accurate at the time of evaluation (Oct 7, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Comments
- What to Do Next?
- Apply Secure Online
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Credit Card: Discover Open Road Credit Card