Bank of America Secured Visa® Platinum Card

Issued by Bank of America, the Secured Visa credit card is good for those who would like to build or rebuild the credit for a low annual fee and would like to be considered for a standard unsecured credit card on a later date according to payments history and credit status.

	Intro APR  APR Annual Fee  N/A* See T&C: N/A* $29.00*
Basic Information
Issuer:	Bank of America
Card Network:	VISA®
Card Category:	Consumer (Secured)
Card Type:
Credit Needed:	Bad Credit OK*
Top Card Review
Card rating:	(4.5 out of 5)
Most attractive features:	- Card to build or rebuild credit - High secured credit line - Low minimum deposit required - No application fee
Least attractive features:	- Annual fee
Top Rewards & Benefits
Other Benefits:	- Internet related services - Total Security Protection - Travel and emergency assistance - Automatic auto rental insurance - Purchase Replacement - Purchase Guard - Convenience checks at no extra charge - Additional cards at no extra charge
Online Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	12 Billing Cycles*
APR on Purchases (%):	See T&C: N/A*
Annual Fee:	$29.00*
Grace Period:	20 days*
Minimum Finance Charge:	$1.00
Minimum Credit Line:	$300
Maximum Credit Line:	$10,000
Late Payment Fee:	$35.00*
Over Limit Fee:	$35.00
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	22.49%
Cash Advance Fee (%):	4.00%
Minimum Fee:	$10.00
Maximum Fee:	$90.00
Top Other Fees
Additional Fees	Foreign currency transaction fee: 3%
Top Comments
- You deposit anywhere from $300 up to $10,000 into a Bank of America security deposit account. Your credit line will directly reflect the amount of your deposit. - You can then make purchases with your card up to the amount you have in your security deposit account. - You must pay at least the minimum payment before the due date each month. Paying off your credit card balance in full each month instead of carrying a balance may help. Your security deposit does not cover minimum payments.
Top Action
Click Here to Apply
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Apply For Bank of America Secured Visa Platinum Card Secure Online

* The information provided for Bank of America Secured Visa Platinum Card is believed to be accurate at the time of evaluation (Aug 25, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.