Universal Reward Cards

[1] Advanta Platinum 90-Day Interest Free Business Credit Card
More Info	- 90 DAYS INTEREST FREE On All Purchases. Year After Year - No Interest For 90 Days On Purchases* (THIS IS NOT AN INTRODUCTORY OFFER) - Business Rewards Program With Travel, Merchandise, and Cash* - Get a Generous Credit Limit For Your Business Expenses - All With No Annual Fee *See Terms and Conditions For Important Information, Benefits, and Limitations
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 3 months* 19.99%* $0.00* N/A* $39.00* Good*

[2] Capital One® No Hassle Points Rewards - Excellent Credit
More Info	- 2 points per dollar spent at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - Save with a 0% intro APR on purchases until October 2009 - There is no limit to the points you can earn, and your points won't expire - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[3] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[4] Union Plus Credit Card
More Info	- FREE Rewards Program designed for union members - 2,000 bonus points after first purchase - 1 Point for every dollar spent anywhere - 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. - NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. - 1.99% introductory APR on new purchases* - No annual fee and No liability for unauthorized use
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.99%* 6 months* 13.99%* $0.00* 25 days* $35.00* Good*

[5] Gold Rewards Card from American Express OPEN
Terms |  More Info	- Up to 40,000 bonus points in one year - No limit to the number of Rewards points you can earn - No annual fee for the first year - a savings of $125 - No pre-set spending limit* and no finance charges - Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more. - Automatic Complimentary enrollment in the Membership Rewards® program
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A** N/A* N/A* 0 days* $35.00* Good*

[6] Capital One® Business Platinum with No Hassle Miles℠
Terms |  More Info	- 0% APR on purchases until December 2009 - 0% APR on transferred balances until December 2009 - 1 mile for each purchase dollar spent - No Annual Fee - No miles expiration - keep them for the life of your account - Fly any airline, with no blackout dates or seat restrictions - See Capital One® important disclosures for more information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2009* as low as 10.67% (V)* $0.00* 25 days* $39.00* Fair*

[7] TrueEarnings® Business Credit Card from Costco
More Info	- Cash back on gas and a $25 statement credit with your first made with the Card! - 3% cash back for gasoline and restaurants - 2% cash back for travel - 1% cash back everywhere else, including Costco - No Annual Fee with your paid Costco Membership - One Card, Two Memberships - Card serves as both a credit card and your Costco Warehouse membership
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 3 months* Prime + 9.99%* $0.00* 20 days* $35.00* Good*

[8] World of Warcraft Platinum Edition® Visa® Card
More Info	- 0% APR* for the first 6 billing cycles on purchases after your account is opened* - Earn Gametime with card purchases - Earn a month of World of Warcraft game time upon first use during the first three billing cycles after your account is opened* - No annual fee - Online access to view transactions, pay your bill and more
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $0.00* 20 days* $39.00* Good*

[9] Virgin Atlantic American Express® Card - White
Terms |  More Info	- 0% APR for Purchases, Balance Transfers*, Check Cash Advances, and Direct Deposits for 6 months - 3 miles per $1 spent on Virgin Atlantic purchases - 1 mile per $1 spent in retail purchases - Up to 7,500 additional bonus miles upon anniversary - 2,500 bonus miles for an additional Cardmember - Get 10% off published Virgin Atlantic Economy fares
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $49.00* 20 days* $39.00* Good*

[10] Visa Signature® Card with Maximum Rewards®
More Info	- 2 points for every $1 you spend on hotels and air travel* - 5,000 Bonus Points the first time you use the card - 1 point on all other purchases* - No pre-set spending limit - Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 12.99%* $0.00* 20 days* $35.00* Good*

[11] Business Edition Plus® Visa® Card
More Info	- 0% APR* on purchases for 6 months - 3 points with every $1 you spend on gas, restaurants, office supply and home improvement stores - 1 point on all other purchases** - No annual fee - Get easy-to-read management reports, itemizing your employees' business expenditures, and records of tax-deductible expenses
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 20 days* $39.00* Good*

[12] Virgin Atlantic American Express® Card - Black
Terms |  More Info	- 0% Intro APR for the first 6 billing cycles - 20,000 Flying Club bonus miles - 3 miles per $1 spent on Virgin Atlantic purchases - 1.5 miles per $1 spent in retail purchases - Up to 2 tier points per month for accelerated Flying Club status - Earn up to 15,000 additional bonus miles upon anniversary
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $90.00* 20 days* $39.00* Good*

[13] BOA Accelerated Rewards™ American Express® Card
Terms |  More Info	- Earn 1.25 Points for Every Net Retail Purchase Dollar - 0% Intro Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for 12 months - No Annual Fee and the Flexibility to Pay Over Time - Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* Between 9.99 and 19.99%* $0.00* 20 days* $39.00* Good*

[14] Fidelity Investments Rewards Visa® Card with WorldPoints®
More Info	- 1 Point for every dollar spent in net retail purchases - Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more - 0% Intro APR for 12 months - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 20 days* 14.74%* $0.00* 20 days* $39.00* Good*

[15] Advanta Business World MasterCard®
More Info	- An Exceptionally Rewarding Business Card - 50% Bonus Points Every Year, When You Make All Payments On Time - Earn Points Faster - With No Earnings Cap and No Air Travel Seat Restrictions - Thousands of Merchandise, Gift Card, and Travel Options - No Pre-Set Spending Limit* - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.99%* $0.00* N/A* $39.00* Excellent*

[16] Chase Freedom℠ Credit Card
Terms |  More Info	- Receive $50 after you make your first purchase - 3% Cash Back in your top 3 everyday spending categories - 1% cash back for every $1 you spend on all other purchases - Receive an extra $50 each time you save and redeem $200 in rewards - 15 Categories earn triple rewards at the types of places you spend the most.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.99%* $0.00* 20 days* $39.00* Excellent*

[17] Capital One® Business Platinum with Preferred No Hassle Miles℠
Terms |  More Info	- Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases - 0% APR on purchases until December 2009 - 0% APR on transferred balances until December 2009 - No Annual Fee - See Capital One important disclosures for more information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2009* as low as 15.67% (V)* $0.00* 25 days* $39.00* Above Average*

[18] Brighter Planet™ Visa® Credit Card
More Info	- Automatic point redemption to support renewable energy projects - 1 EarthSmart Point for every $1 net retail - 1,000 EarthSmart bonus points with first transaction - 1,000 bonus points for signing up for paperless statements - For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 Days* $39.00* Good*

[19] Platinum Delta SkyMiles® Credit Card
More Info	- 20,000 Bonus SkyMiles After First Purchase - Double Miles on every $1 You Spend at Supermarkets, Drugstores, Gas Stations, Home Improvement/Hardware Stores, and the U.S. Postal Service - Double Miles When You Use Your Card to Pay Your Wireless Phone Bill and for Delta Purchases - 1 Mile for every $1 on Other Eligible Purchases - 2,500 Bonus Miles for Adding an Additional Cardmember
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* 12 months* 14.99%* $135.00* 20 days* $38.00* Good*

[20] Personalized Maximum Rewards Visa® Card
More Info	- Personalized card with your favorite photo or image* - 0% APR* on purchases for 12 months - 5000 Bonus Points upon first card usage - Earn rewards with every purchase* - No annual fee - Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 9.99%* $0.00* 20 days* $35.00* Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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