VISA®

[1] Capital One® No Hassle Miles Rewards - Excellent Credit
More Info	- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases - Save with a 0% intro APR on purchases until October 2009 - No expiration date on miles and no limit on the miles you can earn - There are no blackout dates and no seat restrictions - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[2] Capital One® No Hassle Miles - for Travel and Gas
More Info	- Earn 3 miles per dollar spent on travel and gas purchases - Earn 1 mile per dollar for all other purchases - No annual fee - Unrestricted travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions - No expiration - rewards won't expire for the life of your account
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[3] Capital One® No Hassle Points Rewards - Excellent Credit
More Info	- 2 points per dollar spent at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - Save with a 0% intro APR on purchases until October 2009 - There is no limit to the points you can earn, and your points won't expire - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[4] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[5] 0 for 12 Platinum Edition® Visa® Card
More Info	- 0% APR* on purchases for 12 months, 7.99% APR* thereafter - No Annual Fee - $250,000 in Travel Accident Insurance* - Up to a 25% discount at select car rental agencies* - FirstGuard® provides protection against identity theft
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* as low as 7.99%* $0.00* 20 days* $39.00* Good*

[6] Capital One® Business Platinum Card - Fair Credit
Terms |  More Info	- 0% APR on purchases and balance transfers until December 2009 - No annual fee - Free year-end summary - Free employee cards with individual spending limits you set - See Capital One important disclosures for more information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2009* as low as 10.67% (V)* $0.00* 25 days* $39.00* Fair*

[7] Citi® Driver's Edge® Card for Student
Terms |  More Info	- 0% APR* for 6 months on purchases, cash advances, and balance transfers - Earn rebates towards any car, new or used* - No minimum income or co-signer required - Build your credit history - $0 liability on unauthorized purchases - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.99%* $0.00* 20 days* $39.00* Poor*

[8] Capital One® Business Platinum with No Hassle Cash℠
Terms |  More Info	- 0% APR on purchases and balance transfers until December 2009 - Earn 1% cash back on everything you buy from day one - Get a 25% bonus each year on the cash you earned the previous year - No Hassle Cash is easily and quickly redeemable online or by phone - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2009* as low as 15.67% (V)* $0.00* 25 days* $39.00* Above Average*

[9] Bank of America Secured Visa® Platinum Card
Terms |  More Info	- Card for building or improving credit - Credit lines available from $300 to $10,000 - $29 annual fee - Based on your credit and payment history with your secured card, you may qualify for an unsecured card at a later date
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* 12 Billing Cycles* See T&C: N/A* $29.00* 20 days* $35.00* Bad Credit OK*

[10] Rewards 660 Visa® Card
Terms |  More Info	- Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $39.00* Bad Credit OK*

[11] Capital One Business Platinum with Double No Hassle Miles℠
Terms |  More Info	- 2 miles for each purchase dollar spent — that's twice as much value as you'd earn in our standard program - Redeem miles for travel, cash back, merchandise, and more - No limit on the miles you can earn - No miles expiration—keep them for the life of your account - Fly on any airline with no blackout dates or seat restrictions - $0 annual fee for the first year, $39 after that
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 18.67% (V)* $39.00* 25 days* $39.00* Excellent*

[12] Capital One® Business Platinum with No Hassle Miles℠
Terms |  More Info	- 0% APR on purchases until December 2009 - 0% APR on transferred balances until December 2009 - 1 mile for each purchase dollar spent - No Annual Fee - No miles expiration - keep them for the life of your account - Fly any airline, with no blackout dates or seat restrictions - See Capital One® important disclosures for more information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* December 2009* as low as 10.67% (V)* $0.00* 25 days* $39.00* Fair*

[13] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[14] World of Warcraft Platinum Edition® Visa® Card
More Info	- 0% APR* for the first 6 billing cycles on purchases after your account is opened* - Earn Gametime with card purchases - Earn a month of World of Warcraft game time upon first use during the first three billing cycles after your account is opened* - No annual fee - Online access to view transactions, pay your bill and more
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $0.00* 20 days* $39.00* Good*

[15] Travel Maximum Rewards Platinum Visa® Card
More Info	- 0% APR* on purchases and balance transfers for 6 months - 3 points for every $1 spent on air travel and hotels* - 1 point for every other purchase* - Huge array of redemption rewards - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 13.99%* $0.00* 20 days* $35.00* Excellent*

[16] Capital One® Classic Platinum Visa
More Info	- Buy what you've been dreaming of and pay no interest until February 2009 on purchases - Save with a low non-intro variable APR, currently 14.9% - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping - Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* February 2009* 14.90% (V)* $19.00* 25 days* $39.00* Average*

[17] The Business Edition® Visa® Card
More Info	- 0% APR* on purchases for 12 months - Separate business expenses for company travel, entertainment, supplies or other necessary purchases - Get records of tax-deductible expenses - Up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories - $100,000.00 in travel accident insurance
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 13.99%* $0.00* 20 days* $35.00* Good*

[18] Total Merrill℠ Cash Back Card
Terms |  More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[19] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.00 View No Bad Credit OK* Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service Monthly Fee $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free $3.95 Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[20] Chase Travel Plus Visa® Card
Terms |  More Info	- 2 miles per $1 on all travel purchases such as airline tickets, car rentals and hotels* - 1 mile per $1 on all other purchases* - Annual program fee is waived the first year - Redeem for a variety of rewards including: airline tickets, hotels, cruises, cash and gift cards - Enjoy a Intro 0% Fixed APR for up to 12 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 10.99%* N/A* 20 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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